1. Submit the application first. Cardholders can apply for billing installment service before or on the day of billing, which can generally be submitted through Ping An Bank website, mobile APP, SMS and other means.
2. Second, review the application. Ping An Bank will review the installment application submitted by cardholders, and generally give the review results within 1-2 working days after submitting the application.
3. Then sign the contract for confirmation. If the application is approved, the cardholder needs to sign the installment agreement and confirm the installment plan within the specified time.
The last installment will take effect. After the cardholder confirms the installment plan, Ping An Bank will divide the installment amount into several equal parts and make repayment according to the time and method agreed in the agreement.