Credit cards are divided into credit cards and quasi-credit cards, and credit cards refer to credit cards with a certain credit limit; Quasi-credit card refers to the quasi-credit card that the cardholder pays a certain amount as required. Credit cards generally refer to credit cards.
Will it affect the cancellation of credit cards?
Credit cards can be cancelled, provided that there is no account balance and loan on the card. Choose to return the card or cancel it, and then you can call the bank service hotline to transfer manpower and ask the online customer service to help cancel it. After the credit card is cancelled, it will also be displayed in the credit report. If you apply for the same bank credit card again, it will have a direct impact. In addition, if there is an expired record before, it will be frozen with the cancellation of the credit card and will not be overwritten by the new record.
Can I cancel my credit card?
1. Most ordinary bank credit cards can be cancelled by telephone banking.
2. Some banks are probably inconvenient, while others are particularly convenient.
You can also close your account at the bank counter, but you must prepare the necessary valid documents in advance. If the credit card is in arrears, you should prepare the money.
Just apply for a bank credit card and you can cancel it directly. For credit cards, the application only requires users not to activate credit cards, and there is no cost.