How to repay China Merchants Bank credit card
There are the following repayment methods for China Merchants Bank credit card:
(1) CMB credit card repayment method: Palm Life Repayment Payment: Open the official China Merchants Bank Credit Card APP - "Handheld Life" (8.5.11) on your iPhone 13 (iOS 15.0 version), and you can follow the prompts to make convenient repayments.
(2) If you have a bank card from another bank, you can also transfer repayment to your China Merchants Bank credit card through that bank’s online banking. For the specific operation method of this service, please consult the issuing bank of the transferred bank card.
(3) Automatic repayment of China Merchants Bank credit card repayment method: automatic transfer on the repayment date of the associated China Merchants Bank all-in-one card. Use Baidu Browser (13.0.0.10) to log in to the credit card website () in Macbook Pro 13 (macOSS Sierra 10.12.6) to apply. It can be used nationwide without any handling fees.
(4) China Merchants Bank’s credit card repayment method: Telephone repayment: Just dial 95555, and the repayment is easy!
China Merchants Bank is the first bank in China that is completely operated by A joint-stock commercial bank held by corporate legal persons, it was established on April 8, 1987 and is headquartered in Shenzhen.
On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange; on September 22, 2006, they were listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services business.
On June 18, 2020, China Merchants Bank and I-Mab signed a strategic cooperation agreement. According to the agreement, China Merchants Bank intends to provide I-Mab with comprehensive services of no less than RMB 2 billion in the next five years. financing amount and provide a full range of financial services.
In February 2021, it participated in WM Motor’s RMB 11.5 billion strategic cooperation agreement.
In December 2020, it followed the investment of Yonghui Colorful Fresh Food Development Co., Ltd. in its 1 billion Series A investment.
Products and services:
(1) Debit card: It is divided into all-in-one card and golden sunflower card, which integrates the functions of time deposit, multi-storage, multi-currency and multi-function.
(2) Credit card: A credit card in the form of a chip magnetic stripe, which has all the functions of a credit card such as overdraft and points.
(3) Golden Sunflower Financial Management: A comprehensive financial management service system for high-end individual customers, covering liabilities, assets, intermediary business and financial consulting.
What are the convenient repayment methods for China Merchants Bank credit cards?
The common repayment methods for China Merchants Bank credit cards include:
1. Repay within the card-issuing bank. The payment is usually credited to the account after the system processes it on the same day.
2. Inter-bank transfer/remittance repayment. The time it takes for the money to arrive and the convenience of repayment are not as good as intra-bank repayment, online repayment, convenience store repayment and other methods.
3. For online repayment, if you choose different platforms and banks, the charging standards and specific payment arrival time will be different.
4. For convenience store repayment, it usually takes 2 to 3 working days to arrive in the account. At the same time, there is no handling fee for repayment in this way.
5. Repay over the counter and conduct RMB current deposit and withdrawal transactions.
6. Xinpaytong repayment, an innovative electronic product supported by financial services provided by China UnionPay’s inter-bank information exchange network.
7. Repayment Tong charges are generally based on the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
Extended information:
Characteristics of China Merchants Bank credit cards:
1. There are many types of cards, with novel and beautiful styles, which are easy to attract people;
2. The service attitude of telephone banking is very good and very convenient;
3. E-banking is associated with mobile phones and is relatively safe;
4. Every purchase has an electronic Email notifications, and text message reminders for every online transaction and general credit card transactions over 300 yuan;
5. Powerful online banking functions, the public version can be used directly, with the ability to check bills and details, check points, and open accounts. Cards, set online transaction limits, self-service bill installments and other functions;
6. China Merchants Bank credit card is free of annual fees in the first year. Generally, after 6 purchases, the annual fees for the next year are waived.
How to repay China Merchants Bank credit card?
1. China Merchants Bank Credit Card Repayment Date
China Merchants Bank Credit Card Repayment Date refers to the cardholder stipulated by Industrial Bank that the cardholder should repay the entire repayment amount or the minimum repayment amount. last date.
1. China Merchants Bank Credit Card Statement Date
China Merchants Bank Credit Card Statement Date can be set to the 5th, 7th, 10th, 12th, 15th, 17th, etc. of every month. On the 22nd and 25th, you can modify your billing date through the China Merchants Bank credit card customer service phone number.
2. China Merchants Bank credit card repayment date
The China Merchants Bank credit card repayment date is the 18th day from the bill date, that is, if the 5th is the bill date, the final repayment date is On the 23rd of the month, if the 17th is the billing day, the 5th of the next month will be the final payment date (regardless of the size of the month).
The interest-free repayment period starts from the date of consumption to the last repayment date. The longest interest-free period for China Merchants Bank credit cards is 50 days and the shortest is 19 days. The interest-free period you enjoy depends on the day when the card is swiped. The length of the period is different. You can enjoy the longest interest-free period if you spend one day after the bill date.
3. Minimum repayment amount of China Merchants Bank credit card
The minimum repayment amount refers to the minimum amount stipulated by the card issuer that the cardholder should repay, including the accumulated unpaid principal of consumer transactions. It is the sum of a certain percentage of the principal amount of the cash withdrawal transaction, all fees, interest, the amount owed in excess of the credit limit of the account, the amount of other arrears that the cardholder should repay as specified by the card issuer, and the unpaid portion of the minimum repayment amount in previous months.
Calculation of the minimum repayment amount of China Merchants Bank credit card: Minimum repayment amount = 10% of all general transactions in the credit card account 100% of the single-period amount of all outstanding installment transactions in the account 100% of the minimum repayment amount of the previous period Pay off 100% of all funds used in excess of the account credit limit, 100% of fees and 100% interest
2. China Merchants Bank credit card repayment methods
1. China Merchants Bank credit card repayment methods ——Automatic repayment
You can log in to China Merchants Bank Credit Card Online Banking or call 4008205555 to link the credit card to the all-in-one card and make automatic repayment on the due date.
2. China Merchants Bank credit card repayment method - online repayment
Log in to UnionPay online and use any bank card to transfer and repay.
3. China Merchants Bank credit card repayment method - telephone repayment
Dial 95555 to apply for the "Quick and Easy Financial Management" function, and just dictate the instructions to transfer and repay.
4. China Merchants Bank credit card repayment method - bank branch repayment
You can go to our bank's branches and ATMs or other banks' ATMs to repay through transfer.
5. One of the repayment methods of China Merchants Bank's credit cards - Convenient outlet repayment
You can also transfer repayment to your credit card through some dedicated repayment machines.
6. One of the credit card repayment methods of China Merchants Bank - mobile repayment
You can download the mobile client of China Merchants Bank or log in to mobile banking to use the repayment function.
That’s it for the introduction of how to repay the China Merchants Credit Card.