The payment has not yet arrived or there is a problem with the system.

1. The credit card bill has not yet been issued, which means that the billing date of the credit card has not yet come, and the bank has not yet compiled the cardholder's current consumption record into a bill.

2. If the billing date of the credit card is the 20th, then the credit card issuing bank will summarize the cardholder’s consumption records from the 20th of the previous month to the 19th of this month on the 20th of each month to form a A bill for repayment by the cardholder. When a credit card bill is issued, the cardholder must repay it within the specified period, otherwise it will result in an overdue record.

3. Once a credit card holder is overdue, his personal credit report will be adversely affected, which will in turn affect the user's other credit business processing. Therefore, in order to have a better credit status, it is recommended that everyone pay off their credit card balances on time.