Of course. After the credit card is approved, the cardholder can withdraw cash directly with the credit card, or borrow money by installments with the credit card when the available amount is sufficient, but there is a difference between the two. You can withdraw up to 50% of the credit card amount, and charge a handling fee of 1% to 3%. The interest rate is 0.5% per day. Credit card cash installment does not charge interest, but it will charge withdrawal fee according to the number of installments.

Can a credit card be bound to someone else's WeChat?

I can't. Wechat is not allowed to bind credit cards under other people's names. The credit card information bound to WeChat account must be consistent with the real name information of WeChat account. Therefore, WeChat can only bind cards under the account name. If the user wants to bind someone else's credit card, he can first cancel the WeChat account that has passed the real-name authentication, and then use the other party's identity information for real-name authentication again.