According to the latest national document regulations, if a resident ID card is lost, it is necessary to go through the loss report procedure.

After completing the loss report procedure, the relevant public security department will have a record of the loss report of the ID card. If a citizen uses the ID card to handle business at the bank, bank personnel can directly scan the ID card chip information to the public security department for verification. If a loss report is found, it is generally impossible to handle the relevant business, and the credit card requires the person to handle it in person.

If a citizen's resident ID card is lost or stolen, he or she can take the household registration book to the public security bureau where the permanent residence is located to report the loss and go through the replacement procedures; if the citizen leaves the place where the permanent residence is located, he or she can go to the nearest household registration police station or apply for a certificate. Report loss in the lobby. Those who meet the conditions for overseas acceptance of resident ID cards can go through the replacement procedures at the remote acceptance point.

Reference:/legal/2015-11/12/c_1117125765.htm