If you go to the bank to apply, bring all the information they need to explain to you. There is no charge. Once approved, the card will be issued. If you go to an agency, the charging standards are different, and some may require you to pay for packaging.

It is recommended that you apply for a credit card through bank channels. If you are going to apply for a China Merchants Bank credit card, the most important conditions are that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other financial documents, This will help us better understand your personal situation and determine your credit limit. Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card; 2. Proof of employment: it can be issued by the unit where you are employed. Original work certificate (please indicate the specific company name, department, position and income, and add the company seal or personnel seal), or a copy of the original work certificate/plate that has been verified by the promoter and marked; 3. Proof of financial resources : It can be salary records issued by banks, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other information that can prove your financial level. . Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. If you have never held a credit card from our bank, you can apply in the following 3 ways: 1. Please log in to the credit card website, select "Apply for Credit Card" - "New Customer Quick Application", click "Apply Now" in front of the corresponding credit card, and go online Fill in the simple reservation information and wait for the bank's review. If approved, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district); 2. Please bring your original identity certificate and work certificate and financial support documents, go to any business outlet of China Merchants Bank to apply in person. 3. You can also call the customer service hotline 4008205555, select "3#" in the voice message to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you and notify our local staff to contact you to confirm the application. Please note that credit card issuance will be subject to final review results.