For overdue fees, different desks have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

Second, bear the fancy collection of tables.

Collection is generally divided into three stages: the first stage, just a few days after the deadline, the customer service will quietly remind you that it is overdue, please repay it on time; In the second stage, if it is overdue for a long time, the customer service will seriously warn that it will face serious consequences if it is overdue; In the third stage, it has been overdue for a long time, and we no longer try to convince each other and start taking practical actions.

There are many kinds of practical actions.

Third, facing the crisis of national trust.

Now all platforms have established a blacklist system, and blacklisted platforms have begun to communicate with each other. Let the people all over the country know that these "old lai" borrow money and don't pay it back! Of course, ordinary borrowers will not go so far except those who owe money maliciously.

Fourth, the People's Bank of China is tainted.

At present, most stations have not been connected to the credit information system of the People's Bank of China, but it has become an inevitable trend to connect to the credit information system of the People's Bank of China. In the future, it will be recorded in the credit information system of the People's Bank of China like bank loans and overdue credit cards, resulting in credit stains. If the previous consequences are only humiliation, then the stain on credit information will affect real life.

The defendant went to court.

Long-term overdue or deliberate failure to pay back, after the amount exceeds 2000, can already constitute the crime of fraud, and is in danger of being sued online.