Ping An Credit Card is frozen. How to unlock it?
If your Ping An credit card is frozen, first find out the reason for the card freezing, and then try to solve it. Common causes and solutions are as follows:
1 Apply to the bank to freeze my card. You need to bring your bank card and ID card to Ping An Bank or directly call Ping An Bank's 24-hour customer service hotline to apply for thawing, and the bank will unfreeze it for you.
2 Ping An Bank's credit card is frozen due to improper use, such as overdue. Then you need to pay off your debts as soon as possible, then take good care of your credit and apply to the bank for thawing after a while. The bank will review you, and if it is approved, the card will naturally unfreeze. Of course, there are also cases where the overdue circumstances are particularly serious. In this case, it is difficult to unfreeze the card after freezing.
3 Suspected of cashing out, the card was frozen by the bank's risk control. You can print out the recent consumption details of your card, and then submit it to the bank for review to prove that you have not cashed out. And if the bank approves, it will unfreeze your credit card. Of course, if you really cash out, it will be difficult to unfreeze the card.
Can I repay my credit card in installments if it is frozen?
The credit card is frozen and cannot be repaid in installments.
If the credit card is frozen, it proves that most of the functions of this credit card are temporarily invalid. Cardholders can only use this credit card for repayment, but they can't swipe their cards or apply for installment. Cardholders need to consult the bank about the specific reasons for freezing, and then apply for thawing.
The above is about the reasons and solutions of how to unlock Ping An Bank's credit card when it is frozen. I hope it will help everyone.