Hello, the installment amount is your actual available amount. If your current actual available amount is insufficient, you can't make the installment transaction for the time being. I suggest you increase your deposit limit, and try to call manually to apply for installment business first.

As long as you have enough available installment amount, you can try to handle it. After the installment is successful, the installment amount will all take up your fixed amount. You only need to pay the installment amount on time every month, and the fixed amount occupied by the installment amount will be restored after you pay it back. At the same time, a certain handling fee will be charged in stages, and the handling fee will be charged by the bank. You can ask the merchant for details. If the installment is successful, the handling fee will not be refunded if it is settled in advance. You can log on to our credit card website/,

Click "Financial Staging"-"Shopping Staging" to view. I wish you a happy shopping!

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!