Handling fee: Withdrawal-There is no handling fee for local withdrawal of Peony Link Card. For cash withdrawal in different places, a handling fee of 0.5% of the cash withdrawal amount is charged, with the lowest 2 yuan. If the withdrawal amount exceeds 50,000 yuan, the cardholder shall show his valid identity certificate. If the single withdrawal amount exceeds 6,543,800 yuan, the handling bank shall be notified 654.38+ 0 days in advance. Deposit-The service fee for remote deposit of Peony Link Card is 0.5% of the deposit amount, with the highest in 500 yuan and the lowest in 2 yuan. The service fee is charged by the local handling bank. Function: Peony Link Card has the functions of deposit and withdrawal, transfer and settlement.
1. Deposit:
Cardholders can deposit at local or off-site card issuers or local online savings offices by themselves or by entrusting others to obtain interest on current savings deposits. Withdrawal: Cardholders can withdraw money from local or off-site card issuers, online savings offices and local ATM machines with their cards and passwords. Transfer and settlement: after shopping at the counter, the cardholder transfers and settles on the POS machine with the card and password. In addition, transfers between related accounts can also be made through ATM cards and passwords. Check the balance: the cardholder can check the balance at the local ATM with his card and password. Password modification: the cardholder can use this card to modify the new password and existing password on the local ATM.
2. Types of industrial and commercial bank cards
ICBC credit card types Peony credit cards are divided into peony credit cards and peony quasi-credit cards according to whether they enjoy interest-free repayment period; Debit cards are divided into peony smart cards. Peony smart cards are divided into peony smart cards/wealth management accounts (hereinafter referred to as "smart cards"), peony international debit cards, peony special cards, peony smart cards and peony commemorative cards according to customer orientation. According to the brand, it is divided into Peony UnionPay Card, Peony visa Card, Peony MasterCard, Peony American Express Card, Peony JCB Card and other brand cards. According to the issuing object, it is divided into corporate business cards and personal cards, in which personal cards are divided into main cards, auxiliary cards and auxiliary cards attached to the main card. According to repayment responsibility, it can be divided into business card, personal card and personal card.
3, according to the credit rating is divided into platinum card, gold card and ordinary card.
According to the account currency, it is divided into RMB card, dual-currency card and multi-currency card. According to whether it is a joint card or not, it is divided into joint cards and non-joint cards. According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip composite card. According to whether there are color photos on the surface of the card, it can be divided into color photo cards and achromatic photo cards. According to the specifications of the card, it is divided into standard card and special card.
4. Industrial and Commercial Bank of China
The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The basic task of ICBC is to raise social funds through domestic and foreign financing activities, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction in accordance with national laws and regulations. The headquarters building of China Industrial and Commercial Bank was designed by SOM Design Company of the United States. The building is 13 stories high, with a building area of nearly130,000 square meters. It is divided into two parts: rectangular area and circular area. The middle is connected in the form of an overpass. The building is an integral steel structure project with high technical requirements and complex technology.