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What to do if there is a famine?

A famine means that you owe a lot of debts and the creditors are still chasing you. At this time, it is recommended that you discuss with the creditors a reasonable period of time to repay the debts, and then you go to work to save money. This is a slower way to pay off debts; another way is to borrow money from relatives and friends, but of course this method is not very recommended.

Extension: Methods to pay off debts quickly: First, stop all unnecessary expenses, and at the same time deal with credit card loans in a timely manner, whether you are borrowing money from your family to sell a car or a house, you must deal with it. Stopping unnecessary spending refers to rejecting the lavish spending habits of the past.

Second, summarize yourself. Why do you fail? Is it because it's too bloated? Is it because you are too selfish? I ended up where I am today because I was deceived or because I didn't do what I could in a down-to-earth manner. Take three to five days to summarize and review everything that happened in the past, do a careful review, and clearly understand where you went wrong, and at the same time know what you must not do in the future. This is a valuable failure experience.