In the case of stable credit card holders, the credit card quota is generally about 20% of the annual income. For example, a cardholder with a monthly salary of about 5,000 yuan can get about15,000-20,000.

However, it should be noted that the amount of credit granted by banks will also be affected in many ways. It is not difficult to apply for a credit card with a credit limit of 65438+100000 if the applicant's monthly income is paid in the form of a salary card, and the bank flow can be found, and there is no bad credit record. However, when the monthly salary is unstable or paid directly in cash, it is not conducive to the application. The quota will not reach 20% of the annual income.