CCB credit card cash installment is actually a cash installment. Generally, the credit card holder actively applies or the bank actively invites the application. The available limit in the credit card is converted into cash and transferred to the designated debit card. , and is divided into specified monthly installments for repayment.

1. Cash installment does not require the return of fixed principal and handling fees. Generally, the handling rate of cash installment will be higher than the handling rate of consumer installment products of the card issuing bank and lower than the 0.5% recurring interest rate. So cash installment is a kind of cash withdrawal installment.

2. CCB credit card cash installment is to withdraw part of the available credit limit of your credit card and convert it into cash and transfer it to your savings card with CCB. You can take it out and use it, and then repay it on time every month. to the bank. However, it should be noted that the minimum amount for cash installment is 500 yuan, and must be an integral multiple of 100 yuan. The maximum amount does not exceed the available limit of your credit card (not counting overpayments and temporary limits), and the total amount does not exceed 50,000 yuan.

Extended information:

1. Application for Construction Bank Credit Card Cash Installment

(1) Mobile Banking:

Step 1: Log in On the mobile banking client, select "Credit Card" - "Credit Card Installment" - "Cash Installment Application";

Step 2: Select the credit card for cash installment;

Step 3: Fill in and confirm the application information according to the prompts;

Step 4: The system will review in real time, and the funds will be credited immediately after the review.

(2) Personal online banking:

Step one: Log in to personal online banking, select "Credit Card" - "Credit Card Installment" - "Cash Installment Application";

Step 3: Fill in the application information and confirm the terms;

Step 4: Confirm the application information;

Step 5: The system reviews in real time, and funds that pass the review are immediately credited to your account.

(3) ATM automatic teller machine:

Insert the Dragon Card credit card into the CCB ATM and select "Credit Card Installment"-"Cash Installment Application"

(4) Shanrong Business:

Step one: Log in to Shanrong Business buy.ccb.com, select "Financing Center" - "Credit Card Consumer Credit" - "Cash Installment" - "Apply Now";

Step 2: Complete mobile phone verification;

Step 3: Fill in the application information and confirm the terms;

Step 4: Confirm the application information and fill in the credit card verification elements;

Step 5: The system conducts real-time review, and funds that pass the review will be credited immediately.

(5) Outlets:

You can go to the outlet counters to apply on the spot

(6) Self-service voice:

Call the CCB installment hotline 400-820-0008. After passing the identity verification, select "5 Cash Installment Business" - "2 Business Acceptance".

Reference: Baidu Encyclopedia_Cash Installment