: Postal savings credit card business card is either a gold card or an ordinary bank card. The Postal Savings Credit Card Gold Card not only has services such as revolving credit, consumption installments, cash advances, and optional passwords, but also has many special services such as air ticket and hotel reservations, additional card limit adjustment, and 48 hours. Card loss guarantee, free transaction reminders, high-value cash withdrawals, double birthday points, exquisite gift redemption, etc. It is a credit card that truly meets international standards. Cardholders can enjoy the convenience and discount of "swipe the card to spend and pay first" at home and abroad, at any time Use your card anywhere and worry-free.

Real-time transaction reminders - As long as there are transactions in your account, you can receive transaction SMS reminders from Postal Savings Bank for free. 50% cash advance rate – Gold card holders can enjoy up to 50% cash advance rate. Exclusive gift redemption—Postal Savings Bank provides exclusive gold card gift redemption for gold card holders. The gifts are high-end, diverse, exquisite and practical.

1. The Postal Savings Gold Card can enjoy double points on birthdays - 1 point for 1 yuan, which is permanently valid and double points on birthdays. Enjoy VIP service - Postal Savings Credit Card gold cardholders can enjoy priority queuing service when handling business at the Postal Savings Bank customer service hotline. Emergency credit limit adjustment - When a customer has an emergency credit limit requirement and meets the Postal Savings Bank's temporary credit limit adjustment conditions, the temporary credit limit adjustment can be implemented within 24 hours. Supplementary card limit control - you can freely set the credit limit of the supplementary card, you can share the limit with the main card, or you can set the supplementary card limit according to a certain proportion or amount of the main card's credit limit. The overspending fee is 5% of the overspending amount, with a minimum of 5 yuan and a maximum of 200 yuan; the minimum overdue fine is 5% of the unpaid portion, with a minimum of 10 yuan; the peer withdrawal fee is 1% of the transaction amount, with a minimum of 10 yuan; the inter-bank cash withdrawal service fee is 1% of the transaction amount, minimum 10 yuan, plus 2 yuan service fee.

2. For overpayments within the same bank, a handling fee of 0.5% of the transaction amount will be refunded, with a minimum of 10 yuan; for overpayments across banks, a handling fee of 0.5% of the transaction amount will be refunded, with a minimum of 10 yuan, plus a handling fee of 2 yuan. ; The fee for replacing a lost or degaussed card is 20 yuan/card; Express fee (optional): 20 yuan/time; The service fee for sending supplementary statements is free within 3 months, and 5 yuan/copy for more than 3 months; Card hanging fee: 40 Yuan/card; the password reset letter service fee is 10 Yuan/card; domestic purchase order copies are 10 Yuan/copy and originals are 50 Yuan/copy; foreign purchase orders are 10 Yuan/copy and originals are 50 Yuan/copy.

3. Value-added services: Online display of new and old domestic characteristic stamp products. You only need to call the Postal Savings Bank credit card customer service hotline and put forward your order requirements, and we will wholeheartedly provide you with subscription services; when you apply for other credit products of Postal Savings Bank, you can enjoy priority and high-quality services, and more exclusive products are waiting for you; main card Holders can enjoy double points on the birthdays of the primary and secondary cards; when you handle business at the Postal Savings Bank credit card customer service hotline, you can enjoy priority queuing service to save you time.

4. China Postal Savings Credit Card Gold Card[1] is a standard credit card product developed for mid-to-high-end people. In addition to providing services such as recurring points, consumption installments, cash advances and optional passwords, the product also provides services such as air ticket and hotel reservations, supplementary card limit adjustment, 48-hour lost card guarantee, free transaction reminders, large-amount cash advances, double Birthday points, redemption of exquisite gifts, etc. It is a credit card that complies with international standards, allowing cardholders to enjoy domestic and international preferential "repayment after credit card consumption" convenience and affordability.

5. Three basic functions: credit consumption, cash advance, transfer settlement; real credit card: consume first, repay later. Late payment fee: 5% of the unpaid portion of the minimum payment amount of each period. Overspending fee: 5% of the amount over your credit limit. Cash withdrawal from local banks: 1% of the transaction amount, with a minimum fee of 3 yuan; cash withdrawal between local banks: 1% of the transfer.