What is the general limit of a Citibank credit card? What you need to know about the application requirements for the three cards

Many cardholders may not know much about Citibank, and they also know little about the credit cards issued by it. Today we will discuss this Let me give you a detailed introduction to Citibank, the largest bank in the United States with branches all over the world, and what is the general limit of the credit cards it issues.

1. Citibank Credit Card Limit

On the official Citibank Credit Card website (China), applications for three types of cards are provided: Citi Rewards Card, Citi Rewards Card and Citi Rewards Card. Card, the initial limit of Citibank Gift Card is generally 0-50,000 yuan, with a cap of 50,000 yuan, which varies according to the applicant's qualifications; the initial limit of Citibank Gift Card and Premium Card is generally 20,000-500,000 yuan. Even higher. Depending on the application credit conditions, Citibank will issue different credit limits.

2. Citibank credit card application conditions

1. Basic conditions

Applicants must be over 18 years old (inclusive) and have full capacity for civil conduct;

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Applicants must prepare: ID documents and photos;

Applicants must have a stable income occupation, have solvency, and have good credit;

Applicants’ residence and The company address must be in Beijing, Shanghai, Guangzhou or Shenzhen (Citibank online application channel only).

2. Economic conditions

If the monthly salary before tax is RMB 7,000 or above, you can apply for a Citi gift card;

The monthly salary before tax is RMB 10 , 000 yuan and above, you can apply for a Citi gift card;

To sum up, there are still limitations in applying for a Citibank credit card. If you do not work or live in major cities such as Beijing, Shanghai, Guangzhou and Shenzhen, then You cannot apply for this card online. Of course, if there is a Citibank branch in your location, you can also bring the application materials to apply for a card.

Is the Citibank credit card limit high? What is the general Citibank credit card limit?

Is the Citibank credit card limit high? What is the general Citibank HSBC credit card limit? Because Citibank is a foreign bank, it does not issue many credit card products, but its credit cards have relatively high initial limits and good additional rights, so they are very popular among users. Many users want to know whether Citibank's credit card limit is high, what is the general credit card limit, etc.? Next, Rong360 will tell you about issues related to Citibank credit card limits.

First of all, whether the credit card limit is high or not depends on many conveniences, including the following points:

1. The applicant’s own qualifications: the applicant has a stable job and high income. If the applicant's property is in good condition and he has a good credit record, then the credit card limit he can apply for will be relatively high; conversely, if the applicant has an unstable job or a low income and cannot provide sufficient proof of property, then his credit card limit will be relatively high. The overall score will be low, and accordingly the credit card limit you can apply for will also be low.

2. Card-issuing bank: Different banks have different credit card credit limits. Some banks give higher credit limits and some lower credit limits. Minsheng Bank is a bank with generally higher credit limits.

3. Type of card: Different types of credit cards have different levels, and the corresponding credit limits are also different. The higher the card level, the higher the initial limit that can be issued. Generally speaking, platinum The initial limit of the card is higher than that of Jinpu Card.

So, when it comes to Citibank credit cards, is the limit high?

The initial limit of the Citibank Gift Card is generally 0-50,000 yuan, with a cap of 50,000 yuan, which varies according to the applicant's qualifications.

The initial limit of Citibank gift card and premium card is generally 20,000-500,000 yuan, or even higher. The higher the applicant's conditions and qualifications, the higher the initial limit applied for.

Don’t blindly apply for a platinum card just because the initial limit is high. Generally speaking, the annual fee for a platinum card is also relatively high, usually ranging from a few hundred yuan to tens of thousands of yuan, and it cannot be waived by swiping the card. The annual fee needs everyone’s attention.

Is it easy to apply for a Citibank credit card?

It is relatively easy to apply for a Citibank credit card, especially if you apply for a credit card through online channels. No mortgage, guarantee, etc. are required. You can fill in the information directly online and enter the application information directly into the bank's credit card center, which will be processed by the bank. The credit card center reviews and issues the card online and issues the card by express. The application process is very simple. To apply for a Citi credit card, you must first meet Citibank’s basic card application requirements.

I recommend you to apply for the following two Citibank credit cards at Rong360:

Quick card application channel: Citili Gift Card

Quick card application channel: Citili Gift Card Cheng Card

What are the basic requirements for applying for a Citibank credit card?

1. The applicant must be over 18 years old and have full capacity for civil conduct;

2. The applicant must have a stable source of income. A stable source of income means that the applicant Either have a fixed job (at least working for more than half a year) or have stable personal experience (can provide corresponding supporting materials).

3. No bad credit record.

What information do I need to provide to apply for a Citibank credit card?

1. Proof of identity, valid for more than 2 months (inclusive), required by all applicants;

2. Proof of residential address, card delivery address for applicants who choose a work address Need to provide, including water, electricity and gas bills, telephone and television bills within three months (the head of the household must be the applicant), financial institution bills within three months (including banks, funds, insurance companies), other proofs including household registration book, driver's license , passport, employment permit, residence permit, etc.;

3. Proof of permanent address. If the permanent address of the main card applicant does not match the current residential address, a supplement must be provided, including water and electricity within three months. Coal bills, telephone and television bills (the head of the household must be the applicant himself), financial institution bills within three months (including banks, funds, insurance companies), other proofs including household registration book, driver's license, passport, employment permit, residence permit, etc. ;

Some applicants also need to provide the following application materials, including:

4. Proof of income, bank statements for the past three months (must contain the word "salary", if not " For salary, you need to supplement the salary slip or unit certificate (including salary information)).

5. Work certificate, including labor contract (including name, ID card information, company name, address, department and position, The validity period of the contract, and stamped with a valid official seal of the company or personnel), employment certificate (including name, ID card information, company name, address, employment department, position, and stamped with a valid official seal of the company or personnel), business card and work badge, etc. etc.

What is the general limit of Citibank credit cards?

1. The main credit cards that Citibank can apply for include Citi Reward Card and Citi Miles Platinum Card, and their limits are the same. The minimum is 5,000 and the maximum is 50,000. The main factors that affect the application limit are the individual’s stable job and source of income.

2. It is not easy to apply for a Citibank credit card. Cardholders revealed that those who can apply generally have a limit of more than 20,000 yuan. After all, it is a gold card! If you feel that the limit is not enough, you can apply to increase the temporary limit.