The credit card cancellation of Guangfa Bank is mainly divided into two ways: telephone cancellation and business outlet cancellation. 1, call cancelled. It is very convenient for Guangfa Bank to cancel the credit card by phone. Call the toll-free customer service number of China Guangfa Bank and press 1-0 to get manual service. If there is no debt in the card, please ask Guangfa Customer Service to cancel it for you. If you owe money, you must pay it off before you can apply for account cancellation.

2. Cancel the business outlets. At present, Guangfa Bank is one of the few banks that can cancel credit cards at business outlets, which is the most convenient and safest way to cancel credit cards. Users can directly cancel their credit cards at the outlets of Guangfa Bank, bring the credit card to be cancelled and your ID card, and go to the outlets to handle it. If there is balance and unfinished business, you need to settle the account before you can cancel the credit card. Remind everyone that you must avoid returning cards during the peak hours of outlets, so as not to waste too much queuing time and cause unnecessary trouble.

?

Note: 1. When canceling a credit card, the points in the card are processed. If you have any remaining points, don't forget to redeem them all. If you have multiple cards in a bank and only want to cancel one card, you can transfer the credit card points to other cards. Of course, some special cards do not support payment conversion, such as airline co-branded cards of some banks, hotel co-branded cards and so on.

2. Banks will hold grudges. Banks will also hold grudges. If you cancel his credit card and apply for another card in a short time, it will often be rejected.

3. It is no longer a "new household" in a certain period of time. After the credit card is cancelled, it will not be considered as a "new account" of the bank for a certain period of time. Even if the new card of the bank is successfully processed, there will be no "new account gift" attached to the card.

4. After the cancellation of the credit card, the update of the credit report will be delayed. Generally, after applying for cancellation of the credit card, the bank still needs 45 days to confirm, that is, the credit card can no longer be used during this period, otherwise the cancellation application will be invalid. If you haven't used your credit card for 45 days, you can cancel it smoothly. After the official cancellation, the bank will not update your credit report for a short time, and your credit report may also show this credit card. According to the actual measurement of card friends, it usually takes more than 2 months to update the credit report.