CITIC Credit Card has passed the preliminary review, and the chance of passing the final review is 90%

1. 90% is the probability, mainly depends on the personal information. Generally, as long as the information is correct, it can be passed. If If you fail, you can call customer service to ask why you failed, and then you can make corrections and pass quickly.

2. Credit cards applied for online by China CITIC Bank need to be activated at a branch after receiving the card. During the interview, the staff will randomly ask the applicant some questions. These questions are the content that the applicant filled in when applying, such as company name, phone number, home address, contact name, etc. If you can't answer the company's phone address, try to say that you just changed your phone address, etc. Don't make mistakes such as your home address, contact name, etc. As long as it doesn't appear, ask 5 questions. If no one can answer the question, the interview will basically be successful.

The reasons why the CITIC credit card counter activation failed the final review: incomplete information, too many credit cards from other banks, high-risk occupations, bad credit records and debt stage.

The following points are worth reminding when using credit cards:

(1) To attract new users, many banks will have promotional activities, but they may not suit your future needs.

(2) In order to prevent yourself from being unable to repay your credit card, you need to choose a credit card that suits you based on your spending power and preferences.

(3) Immediately sign the back of the credit card when you receive the new card, and cut the old credit card into pieces to avoid unauthorized use by criminals.

(4) You must take good care of your credit card. Once you find that your credit card is lost, you must report the loss immediately.

(5) Regardless of credit card or debit card, you must maintain a good credit record to avoid unnecessary trouble for yourself in the future.

(6) Using revolving credit can help you manage your finances, but please note: Revolving credit is a type of credit loan that allows you to repay the entire consumption amount at once within the payment period. Pay a portion of the amount before the payment deadline, but interest must be paid additionally for revolving credit, so overall, if you have the ability, it is best to pay it off in full.

(7) When Internet fraud is rampant, be careful of credit card fraud and do not fill in your credit card information on unknown websites.

(8) When changing your address or contact number, please notify the card issuer immediately to avoid unnecessary trouble.

(9) If you are called by a collection agency because you have not paid, you are responsible for paying off the debt immediately. In serious cases, you will bear legal liability.