Cash withdrawal limit: Shanghai Pudong Development Bank provides a certain cash withdrawal limit, which can be inquired through the monthly statement. The maximum limit shall not exceed 50% of the cardholder's credit limit.

Cash withdrawal limit limit: Each domestic card can only withdraw a maximum of 10,000 yuan per day; the cumulative daily cash advance amount for each overseas non-UnionPay line does not exceed the equivalent of US$1,000, and the cumulative amount within one month does not exceed If the amount exceeds the equivalent value of US$5,000, the cumulative amount within 6 months shall not exceed the equivalent value of US$10,000.

Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged based on the daily interest rate within the range of 0.035%-0.05%, and compound interest will be charged monthly.

Cash withdrawal handling fee: RMB 2% per transaction, minimum 20 yuan; USD 2% per transaction, minimum 2 USD.

Extended information:

Cardholders can use this card to withdraw cash not exceeding the cash withdrawal limit at domestic and overseas automated teller machines (ATMs) marked with the corresponding international card organization logo. Solve unexpected needs. Cash withdrawals will not enjoy the interest-free repayment period.

Repayment method: automatic transfer repayment

The cardholder can associate the credit card with his or her own Shanghai Pudong Development Bank settlement account with the same name, and our bank will automatically repay the payment on the due date. The corresponding amount will be deducted from the account.

To avoid deduction failure, please deposit sufficient amount one day before the due repayment date to ensure that the cardholder's valid settlement account with the same name on the due repayment date has sufficient balance.

Shanghai Pudong Development Bank - Cash Withdrawal

Baidu Encyclopedia - Credit Card Cash Withdrawal