If you want to return it to the bank, the excess can't be compensated, and then you can defend your rights. Going through legal procedures will lose the most.

With the increasing frequency of credit card use, cases of credit card being stolen and swiped also appear frequently. At present, among the 65,438+02 credit card issuers in prime bank, 7 can provide card loss protection. If your credit card is stolen, the bank will pay the stolen amount within a certain period of time, and then report the loss. However, the compensation for lost card protection is limited, and the part beyond the limit cannot be compensated.

According to the bank's basic process of compensation for the loss of credit cards, after the cardholder's card is stolen, he must first report the loss by phone or at the counter, and the bank will freeze the card. Then report the case to the public relations organ and send the receipt of the report from the public security organ to the credit card center, waiting for the investigation by the public security organ and the bank.