Shang Yinhui life. In the Shanghai Yinhui Life APP, you can find and manage your own user's Shanghai Bank Meituan co-branded credit card. In addition, the card provides cardholders with many benefits, such as 3 million high-value traffic accident insurance, interest-free installments, etc. Gold card benefits and all point-based transaction points can be exchanged for Meituan pocket money at a ratio of 8:1.