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Can I withdraw cash from China Construction Bank’s credit card installment plan?

The installment pass cannot be withdrawn in cash. Installment Pass also does not support transfers and consumption through electronic channels. Once CCB discovers that there is illegal use of the credit limit, it is very likely that the CCB Installment Pass credit will be withdrawn and the borrower will be required to repay the loan in one go.

The installment pass can only be used for card purchases at offline cooperative merchants. It is mainly suitable for large-scale durable consumer goods, weddings, childcare, settling in (renting, property, heating bills, etc.), and paying taxes (vehicle purchase tax, etc.) Consumption for , health and other purposes.

CCB Credit Card Installment Pass is an installment business of CCB.

It is an installment credit line granted by the bank to customers after review. It can be used in consumer merchants such as department stores, supermarkets, building materials and home furnishings, high-star hotels, high-end restaurants, etc. It is suitable for large-amount durable consumer goods, weddings, and childcare. , settling down (renting a house, property, heating bills, etc.), paying taxes (vehicle purchase tax, etc.), health and other consumption, but it cannot be used for cash withdrawals and transfers. After using it, you need to repay it on time, otherwise it will affect your credit if it is overdue.

1. Although the CCB Installment Pass special card can be regarded as a credit card issued simultaneously with the Installment Pass, it is essentially different from ordinary credit cards. The Installment Pass limit in it is only based on the purpose agreed at the time of application. Use your card to make purchases at CCB designated merchants.

2. After the installment pass credit limit is approved, it is only valid for 60 days. If you do not use the installment pass special card for consumption within 60 days, the credit limit will be withdrawn and the installment pass special card limit will become 0.

3. The special installment card can be regarded as the credit card carrying the CCB Installment Card. Although it is a credit card, it does not have a fixed limit. It only has the applied installment limit.

Generally, the bank will issue a special card only after the installment pass is approved. This card is a UnionPay brand RMB card. The bank will send it by express delivery. The card will be mailed to the applicant. Send a text message to your mobile phone number, and you will receive a card letter about 5 working days after receiving the text message reminder. After activation, you can use the installment credit for consumption.