China Guangfa Bank works on weekends, but it only handles personal business on weekends and does not handle corporate business.

1. How about the Guangfa Car Owner Card?

The Guangfa Car Owner Card is still good. The Guangfa Car Owner Card is also a kind of credit card. It consumes first and then repays, but the consumption points and Discounts are different from regular credit cards. The longest interest-free period is 56 days

The shortest is 25 days. In addition, the GF Car Owner Card also enjoys these additional benefits: 1% cash back or 5x points when swiping the card to refuel.

2. Is the repayment of Guangfa Bank’s credit card two days after the payment date considered overdue?

1. It is not considered overdue

There are " With the “Time Tolerance” service, the final repayment date can be automatically postponed for 3 days. If the repayment amount does not reach the minimum repayment amount, but the difference is less than 10 yuan, the minimum repayment amount will be deemed to have been repaid. However, although it is not considered overdue and will not affect your personal credit record or suffer penalty reductions, the interest generated will still be charged.

2. In order to prevent overdue repayment due to negligence, it is best to set up an automatic repayment method for your credit card. China Guangfa Bank has several automatic repayment methods

The bank automatically repays "Smart Gold Account Automatic Repayment" and "Smart Gold Account Automatic Repayment": Debit the payment on the day before the repayment due date, and the money will arrive on the same day.

UnionPay inter-bank automatic repayment: Deduct the amount one day before the repayment due date , the payment will be credited to the account on the day the repayment is due.

GF Money Bag automatic repayment: the payment will be deducted one day before the repayment due date, and the money will be credited to the account on the same day.

3. How many installments can the Guangfa Bank credit card be paid in at most? How is the interest calculated?

1. Guangfa Credit Card can be paid in up to 24 installments, and the installments do not charge interest and only charge handling fees. The handling fee for each installment is based on the installment.

2. Installment fee

When divided into 3 installments, the handling fee for each installment is 0.88% of the installment principal.

6 installments. When there are 12 installments, the handling fee per installment is 0.7% of the installment principal.

When there are 18 installments or 24 installments, the handling fee per installment is 0.72% of the installment principal.

< p>4. Changing the address of Guangfa Bank’s credit card can be done in three ways

Use the mobile phone number or fixed number reserved when applying for the card to call the bank’s credit card center, transfer to manual service and ask customer service after passing identity verification The agent will assist you in changing the reserved address.

To process the change through online banking, log in to the bank's credit card online banking and go to Credit Card Bill -> Manage Credit Card Bill -> Modify Address to confirm the change.

Go to a bank branch with your ID card and credit card and change your address through bank counter staff