This situation is basically that your bank card or personal credit is abnormal.

Specific reasons can be directly called the bank customer service telephone consultation.

Several cases of bank refusal to pay.

1, bank card limit.

2. Credit cards with bad records.

3. The silver card has expired or reported the loss.

4. The trading system determines that there are risks.

5. Other circumstances.

The solution is as follows:

1. Click to open WeChat. On the main page of WeChat, click WeChat Pay, as shown in the figure.

2. On the WeChat payment page, click Other Help, and in the pop-up menu bar, click the transaction question, as shown.

3. On the merchant consumption page, click Contact Customer Service, as shown.

4. On the Tencent customer service page, click the dialog box, enter your own questions, and click Send, as shown in the figure.

5. At this time, I received a reply from the customer service. If I haven't received the refund within the prompt date, please contact the bank customer service directly to verify the handling.

Wechat transfer prompts the bank to refuse the transaction. Please contact the bank customer service. What happened?

When transferring money on WeChat, it will show that the bank refuses to trade. Please contact the customer service of the bank, mainly because my bank card is abnormal, which leads to the transaction failure.

There are many reasons why bank cards are abnormal. Specifically, you still need to consult and solve through the bank's customer service phone.

There are three common reasons for abnormal bank cards:

The first case is that the transaction is judged as risky by the system. We all know WeChat, Alipay and so on. They are all third-party payment tools, and they all rely on bank cards for secondary payment. Therefore, in the process of fund transaction, if the other party's account has been complained or the related account is judged to be illegal for money laundering and fraud.

Then the banking system will refuse the transaction according to the risk level of the transaction, thus refusing to deduct money. If this is the case, consumers can ask the bank staff to help them remove the risk and initiate the transfer again as long as they ensure that the other party of the transfer is risk-free.

The second situation is my bank card limit. Each bank's quota for third-party payment channels such as WeChat is based on the quota. If the user's payment limit has reached the maximum limit for a single day, the bank will refuse to pay the excess fee, resulting in a refusal to trade. If this is the case, consumers need to call to apply for an increase in the payment amount, or wait for the transfer transaction the next day.

The third situation is that the bank card is currently in an abnormal state. The abnormal status of bank cards includes but is not limited to loss reporting, freezing, expiration, expiration of bank reserved ID card information, etc. , especially credit cards, may be more complicated.

For example, if your credit card has a bad credit record, it has expired and has been maxed out, which will lead to the direct failure of the transaction. At this point, users need to call the bank to check whether their cards have abnormal behavior. If there is any abnormal behavior, you should go through the relevant formalities at the bank counter in time to remove the abnormality.

When WeChat transfers money, it says "The bank refuses to trade, please contact the bank customer service". What should I do?

1, consult the customer service staff of the bank.

Under normal circumstances, everyone can use WeChat to conduct transactions. If you transfer money through WeChat, it shows that the bank refuses to trade, which means that there is something wrong with your bank card, and the bank will freeze the corresponding business, so as to better safeguard the security of customers' funds. In this case, you don't need to be nervous. You can consult the customer service staff of the bank to see if there is any problem with the bank card. Just follow the operation of the customer service staff.

2. See if it's your own problem.

Of course, this may happen because you exceeded the limit of your bank card at that time, so when you use your bank card to transfer money in the future, WeChat will remind you that there is no way to make a transaction because your limit has reached a certain limit. It may be because you have entered the wrong password many times, so you will not be able to pay successfully during the payment process, so you need to see if there is any problem with your mobile phone operation. If this happens, you don't have to worry, just transfer the money the next day.

3. Consult the customer service staff of WeChat.

If it is not because of your own operation or problems with your bank card, then you can consult the customer service staff of WeChat to see if there are any mistakes in the payment process of WeChat and see how the customer service staff answers. You can make the next decision according to the feedback from the customer service staff.

This situation is basically that your bank card or your personal credit is in an abnormal state. In fact, the easiest way to know the specific reasons is to call the bank customer service directly.

Several cases of bank refusal to pay:

1, bank card limit.

2. Credit cards with bad records.

3. The silver card has expired or reported the loss.

4. The trading system determines that there are risks.

5. Other circumstances.

At present, banks have quota restrictions on payment through third-party channels, and different banks have different regulations. Generally, it is 50,000/65438+100,000/200,000. If you want to increase the payment limit, you need to apply separately, so the biggest possibility of this fund is that the payment exceeds the limit and the bank refuses to trade. If it is a savings card, as long as the account is not frozen and the balance is sufficient, it can be paid; However, if you choose a credit card, if your credit history is currently bad, then the bank may suspend your payment authority, and the above-mentioned refusal will occur.

This is a relatively common situation. If this card is transferred out many times on the same day and reaches the bank card limit, the bank will refuse the transaction and change the card to solve this problem. This can also happen when the bank's system is upgraded or wrong. At this time, you need to check the customer service consultation of the corresponding bank, which can generally be solved; If this card is used for payment and collection many times in a short period of time, the bank may decide that this card is risky in a short period of time and will refuse the transaction.