How to change the credit card payment limit of Bank of Communications?

The single payment limit of online banking of Bank of Communications can be modified. Due to the security of online transactions and other considerations, banks generally limit the single transaction limit or single-day transaction limit of online banking.

The steps to modify the single payment limit of online banking of Bank of Communications are as follows:

Log in to personal online banking of Bank of Communications and click the menu Transfer-Online Payment Management-Online Payment Maintenance, or Credit Card-Online Payment Management-Online Payment Maintenance to modify the daily cumulative payment limit of this card. Individuals can set the daily available payment limit of the card by themselves according to the maximum daily cumulative payment limit stipulated by the bank, rounded to the nearest yuan, with a minimum of 1 yuan.

How to set the transfer limit for Bank of Communications mobile banking

1 Download "Bank of Communications" in the mobile app store, register and log in (use the reserved mobile phone number to register);

2 Go to the home page of mobile banking and click "My" at the bottom right;

3 After jumping to the page, click "Settings" on the upper right to enter the settings page;

4 click "service on/off" on the setting page-click "mobile phone transfer on and management";

5 After jumping to the page, click Modify to set the upper limit transfer amount (single transaction, daily transaction, number of transactions, etc.) according to your own needs;

6 click "next" after setting, complete the mobile phone security verification (SMS verification code), enter the transaction password and click "ok".

how to adjust the payment limit of bank of communications credit card?

methods for adjusting the payment limit:

1. log in to the personal online banking of the bank card and click the menu Transfer-Online Payment Management-Online Payment Maintenance, or Credit Card-Online Payment Management-Online Payment Maintenance to modify the daily cumulative payment limit of the card. You can set the daily available payment limit of the card within the maximum daily cumulative payment limit stipulated by the bank, rounded to the nearest yuan, with a minimum of 1 yuan;

2. If the price of the goods in the order plus the amount paid on that day exceeds the set daily cumulative amount of online payment, the order will not be allowed to be paid through this bank card;

3. We handle the SMS password version of online banking, including the overflow deposit, and the daily online payment limit is 5, yuan; If you are dealing with a certificate-certified online banking, including overflow deposits, the daily online payment limit is 1, yuan;

4. In addition to the above limits, since September 16, 211, when conducting transactions in Alipay, a transaction limit of RMB 5, per card has been added for some online banking payment transactions. Please pay attention to the prompt information on the payment page if the current payment is restricted. If the accumulated amount of a single card in the natural month has exceeded the limit, the card cannot continue to pay such transactions this month.

Application process of "Bank of Communications Credit Card":

1. Requirements:

1. Citizens aged 18-65 with civil capacity.

2. Have a stable income and provide proof of income.

3. Personal credit information should be good, with no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation.

generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. To receive a card in the name of an individual, people from other places and overseas and officers in active service should present a temporary account issued by the local public security department or a certificate issued by the relevant department, and must provide a guarantee unit with guarantee conditions or a guarantor with a local account and working in the local area.

2. Information required for processing a credit card:

1. Identification documents;

2. Proof of work and income;

3. Proof of financial resources;

4. Educational background and professional title, professional qualification certificate, self-owned real estate license, self-owned automobile driving license and other auxiliary materials.

Third, the handling process:

1. Apply for an appointment online;

2. Three to five working days after the appointment, a staff member will contact the door to collect information;

3. It takes about 7 to 1 working days for the banking system to review personal information and call back;

4. If it is approved, the credit card will be sent in about 1 working days.

why did the bank of communications limit its credit card?

If the bank reports that this card exceeds the limit, it may be due to the following two reasons:

1. The amount spent exceeds the maximum credit limit of this card.

2. This consumption exceeds the single payment limit.

If the credit card exceeds the limit due to insufficient credit limit, you can change it for another card to pay; If it is because of a single payment limit, you can modify the payment amount this time and divide it into multiple payments.

Supplementary information:

1. Feedback from the bank. Solution:

1. Modify the bank card limit

When the bank card is limited, you can modify the limit. There are two main methods:

One is to bring the bank card and ID card to a nearby bank outlet to ask the staff to help modify the limit.

The other way is to log in to the online bank to modify it by yourself. Just log in to the personal online bank account and find the payment management, and then you can carry out related operations. However, this method is only applicable to customers who have already opened online banking accounts.

2. Switching payment methods

The bank card limit is to control your consumption, so when the bank card consumption is limited, you can choose another payment method to complete the consumption, such as changing the bank card or using the balance account.

3. Don't transfer too much money at a time

Bank cards will also have a limit when transferring money, which is to avoid risks caused by too large a transfer amount. Therefore, when transferring money with bank cards, don't transfer too much money at a time, or use multiple small transfers instead.

4. Get a high-limit bank card

If your bank card limit is low, you can also choose to get a high-limit bank card, which is also one of the most direct and effective ways to solve the limit.

2. How to lift the bank card limit

1. Take your bank card and ID card to a nearby bank outlet and ask the staff to help modify the bank card limit.

2. Log in to the online bank to modify it yourself. Just log in to the personal online bank account and find the payment management, and then you can carry out related operations. However, this method is only applicable to customers who have already opened online banking accounts.

Third, can you still receive money if the bank card is limited?

Generally, you can still receive money if the bank card account is limited. Often, the bank card limit limits the amount of users' transfer transactions, and most of them limit the amount of online transactions. If users operate through the bank counter, there is still no limit. The bank card limit does not limit the account collection, so users can still receive funds if others transfer money.

Let's stop here for the introduction of how to modify the traffic credit card limit.