But if there is an urgent need, you can apply to the bank for a temporary quota. The first batch of bank approval limits are based on the financial resources, identity, credit certificate and materials provided when you apply, and of course, you will also refer to your usual consumption records. Therefore, if you want to get a higher quota, you should not only get into the habit of paying back on time, but also spend more at ordinary times, accumulate the number of times of consumption, and achieve a wide range of consumption. This will help to increase your quota and facilitate consumption.