Hello, if you want to spend money abroad, you should find some banks that jointly issue credit cards with foreign banks, and also support UnionPay and VISA banks. After screening, the most suitable one should be Bank of China. Because BOC is the only foreign currency payment bank in China at present. Simply put, other banks have to go through the Bank of China to settle foreign exchange. Therefore, it is not only convenient, but also more cost-effective to bring the credit card of China Bank! ! !