Who is responsible if the bank writes the wrong name on the credit card?

The bank is responsible.

First of all, you must check whether your documents and the information provided are correct. If you are at a loss, you can ask the bank to hold you accountable, make modifications, and create a new card.

When the user finds that the credit card name is wrong, he should go to the corresponding bank to change the user name as soon as possible. It is best not to use it before changing it to avoid problems. Bring your ID card so that bank staff can verify the certificate. Number.

Doesn’t it matter if you signed the credit card in the wrong name?

It’s not a big problem. You can call customer service first. The customer service staff will usually tell you to take your ID card and go to an Agricultural Bank of China branch to transfer the information in the system. Just change the name, because the pinyin on the card is correct, so there is no need to re-create the card.

1. Malicious credit card overdraft refers to the cardholder’s behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession, and the card-issuing bank still fails to return the money for more than 3 months after two calls for collection. Malicious credit card overdrafts may violate legal liability. (1) The overdraft limit is exceeded. Whether the overdraft limit is exceeded shall be determined by whether the balance of the credit card account exceeds the limit; (2) The principal and interest of the overdraft is not repaid within the prescribed period and the overdraft continues; (3) The limit or overdraft is exceeded Failure to obtain authorization from the card issuing bank before overdrafting, including situations such as evading authorization, forging authorization, and fraudulent authorization; (4) The overdrafter has the subjective intention to illegally occupy the funds of the issuing card. Malicious overdraft behavior includes two basic behaviors: First, overdraft exceeding the prescribed limit, that is, exceeding the provisions of the credit card regulations or the overdraft allowed by the issuing bank. It is an overdraft that exceeds the prescribed period, that is, the principal and interest are not repaid within the prescribed time. Generally speaking, malicious credit card overdraft behavior will leave a bad credit record in the card-issuing bank and affect the cardholder's personal credit.

2. It is generally believed in my country’s criminal law circles that the essential difference between well-intentioned overdrafts and malicious overdrafts lies in the content of the perpetrator’s subjective will, that is, whether there is a subjective intention to illegally possess bank funds. There is no such thing. An overdraft with one intention is a good-faith overdraft, otherwise it is a malicious overdraft. In other words, a bona fide overdraft is one that is used first and then repaid, without the intention of possessing the overdraft; a malicious overdraft is a deliberate overdraft knowing that one cannot repay or is unwilling to repay, with the purpose of illegally possessing the overdraft. More specifically: "The fundamental criterion for distinguishing good-faith overdrafts from malicious overdrafts is to see whether the subjective will of the perpetrator has the purpose of illegal possession. As for objectively, whether the overdraft exceeds the limit, time limit, whether the overdraft is returned after being called by the bank, etc., only determines the perpetrator. The characterization of the content of subjective will only facilitates the external and intuitive determination of the perpetrator's subjective illegal possession purpose, but does not have decisive significance.

3. The amount of a malicious overdraft on a credit card refers to the refusal to return and the amount of malicious overdraft. The amount that has not been returned does not include late payment fees, compound interest and other fees charged by the card issuing bank. If the amount is more than 10,000 yuan and less than 100,000 yuan, it shall be deemed as a "large amount" as stipulated in Article 196 of the Criminal Law. ; If the amount is more than 100,000 yuan but less than 1 million yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 1 million yuan, it shall be deemed as a "huge amount" as provided in Article 196 of the Criminal Law; On November 28, 2018, the Supreme People's Procuratorate and the Supreme People's Procuratorate issued the "Decision of the Supreme People's Procuratorate on Amending the Interpretation of Several Issues Concerning the Specific Application of Laws in the Handling of Criminal Cases Obstructing the Management of Credit Cards". ", which will be implemented on December 1. Among them, malicious overdrafts of credit cards with an amount of more than 50,000 yuan and less than 500,000 yuan will be deemed as malicious overdrafts of credit cards with a larger amount under the criminal law; the amount is more than 500,000 yuan. If the amount is more than 5 million yuan, it shall be deemed as a "huge amount" stipulated in the criminal law; if the amount is more than 5 million yuan, it shall be deemed as an "especially huge amount" stipulated in the criminal law.

Credit card name Will the error have any impact?

If the credit card name is wrong, you need to change the card and use it again to avoid unnecessary trouble in future use.

Operation method:

1. Immediately call the customer service of the credit card center of your bank. The customer service phone number is on the back of the credit card;

2. After dialing the customer service number, the customer service number is connected. , explain the situation to customer service, which requires customer service to change the credit card account name in the system;

3. After the processing is completed, customer service will give the processing results;

4. If the card needs to be changed , the credit card center will provide free card replacement.

What to do if the credit card name is wrong?

If the credit card name is wrong, you need to change the card and use it again to avoid unnecessary trouble in future use.

Operation method:

1. Immediately call the customer service of the credit card center of your bank. The customer service phone number is on the back of the credit card;

2. After dialing the customer service number, the customer service number is connected. , explain the situation to customer service, which requires customer service to change the credit card account name in the system;

3. After the processing is completed, customer service will give the processing results;

4. If the card needs to be changed , the credit card center will provide free card replacement.

Is it possible that the name on the credit card is wrong?

It may happen. If the credit card name is wrong, you need to change the card and use it again to avoid unnecessary trouble in future use.

Operation method:

1. Immediately call the customer service of the credit card center of your bank. The customer service phone number is on the back of the credit card;

2. After dialing the customer service number, the customer service number is connected. , explain the situation to customer service, which requires customer service to change the credit card account name in the system;

3. After the processing is completed, customer service will give the processing results;

4. If the card needs to be changed , the credit card center will provide free card replacement

The name on the credit card is wrong

Hello, if it refers to the China Merchants Bank credit card, if you need to change your Chinese name, please fax or mail the new name. Copies of both sides of the ID card (if you are a soldier, you must provide a copy of the change certificate issued by the army), a change certificate issued by the public security agency, and please handwrite your original name and ID number on the document, and indicate "Application for name change" . Fax number: 021-38566200. Mailing address: Shanghai Post - Main Office Box 120-063, Postal Code: 200120, (Express Delivery - Convergence Collection Room, B1 Floor, China Merchants Bank Credit Card Operation Center, No. 686 Lai'an Road, Pudong New District, Shanghai, Postal Code: 201201.). Our bank will complete the change in about 5 working days after receiving complete information.

The English name on the front is wrong. You need to change the card, which will involve a handling fee of 15 yuan. You need to find out whether it is an error you filled in or a problem entered by the staff. If it is a problem entered by the staff, we will help. You can exchange cards for free.

This is the introduction to the misprinting of credit card names.