Current location - Trademark Inquiry Complete Network - Overdue credit card - When I went to handle ETC, the bank staff said that I needed a credit card to handle it. Is it true?/You don't say.
When I went to handle ETC, the bank staff said that I needed a credit card to handle it. Is it true?/You don't say.
Judging from the situation described by the landlord, it may be that the staff of CCB's business outlets retrieved from the system that you are the recommended customer of the credit card according to your ID number, which is the so-called pre-approved customer. This customer network can directly accept your credit card application without providing additional financial proof materials. I can fill in the application form and sign it for confirmation, and at the same time copy my ID card and submit it.

Pre-approved customers are comprehensively judged by the system according to your previous business dealings with CCB, such as time deposit, personal wealth management business and loan business. The system will have an aum value, that is, customer contribution.

Reminder: Not all pre-approved customers can successfully apply for credit cards. After the application form is submitted, it needs to be reviewed by the credit card center, which will review the personal income level (personal income tax, provident fund and social security withholding) and personal credit report. The final audit result and credit limit shall be subject to the audit result of the credit card center.