English situational conversations about bank card business and credit card consultation
Banking English is actually not as profound as students think. The editor below will sort out English situations about banks for you today. Spoken English, you can read more
Spoken English
A: Hello, welcome to Credit Services. How can we help you?
Hello, welcome Credit Business Department. How can we help you?
B: I'm interested in applying for a credit card with you.
I'm interested in applying for a credit card with you.
A: Are you an existing customer?
Are you our customer now?
B: Yes, I've had a Current Account with a debit card with you for years. Now, I'm looking at upgrading to a credit card.
Yes, I've had a checking account with you for several years. . Now, I want to upgrade to a credit card.
A: May I ask why you didn't think of applying for a credit card with us sooner? Most young people jump at the chance.
Please allow me to ask you, Why didn't you think of applying for a credit card with us earlier? Most young people would never miss this opportunity.
B: When I opened the account with you, I was a student, I graduated a couple of years ago and have a steady salary, so I figured now would be the best time to go ahead.
p>When I opened an account with you, I was still a student. After graduating two years ago, I had a stable income, so I thought now would be the best time to apply for a credit card.
A: That's very sensible of you. We have many fresh graduates applying for credit cards, getting them and then going on a spending spree and being unable to meet the repayments.
You Very wise. We have seen many newly graduated college students apply for credit cards. After they get the card, they start spending like crazy, but they are unable to repay the money.
B: As you can see from the statements for my Current Account, I have never been overdrawn. I'm always very careful about that.
As you can see from the statements for my Current Account, I have never been overdrawn. I've never been overdrafted as shown on my statement. I'm always very cautious about this.
English situational dialogue on bank card business and credit card consultation