The credit card installment rates of different banks are different. The following are the installment fees of 16 listed banks in China ("—"means that the bank does not have such number of installments):

The fee rates of China Bank for three installments, six installments, nine installments, 12 installments, 18 installments and 24 installments are 1.95%, 3.6%, 5.4%, 7.2%, 11.7% and 15.% respectively;

ICBC's handling fee rates for three phases, six phases, nine phases, 12 phases, 18 phases and 24 phases are 1.65%, 3.6%, 5.4%, 7.2%, 11.7% and 15.6% respectively;

The handling fee rates of China Construction Bank for Phase 3, Phase 6, Phase 9, Phase 12, Phase 18 and Phase 24 are 2.6% 4.2%—7.2% 11.% 15.% respectively;

The handling fee rates of Agricultural Bank of China for three phases, six phases, nine phases, 12 phases, 18 phases and 24 phases are 1.8%, 3.6%, 5.4%, 7.2%, 1.8% and 14.4% respectively.

The handling fee rates of China Merchants Bank for Phase 3, Phase 6, Phase 9, Phase 12, Phase 18 and Phase 24 are 2.7%, 4.5%, 6.3%, 8.16%, 12.24% and 16.32% respectively.

The handling fee rates of Ping An Bank for Phase 3, Phase 6, Phase 9, Phase 12, Phase 18 and Phase 24 are 2.1%, 4.8%, 5.94% and 7.68% respectively.

The handling fee rates of Minsheng Bank for three phases, six phases, nine phases, 12 phases, 18 phases and 24 phases are 2.46%, 4.2%, 6.3%, 8.4%, 12.6% and 16.8% respectively.

The handling fee rates of Bank of Communications for Phase 3, Phase 6, Phase 9, Phase 12, Phase 18 and Phase 24 are 2.16%, 4.32%, 6.48%, 8.64%, 12.96% and 17.28% respectively.

The handling fee rates of Bank of Beijing for Phase 3, Phase 6, Phase 9, Phase 12, Phase 18 and Phase 24 are 1.8%, 3.6%, 5.4%, 7.2%, 11.7% and 15.6% respectively.

The handling fee rates of Nanjing Bank for Phase 3, Phase 6, Phase 9, Phase 12, Phase 18 and Phase 24 are 1.5%, 3.3%, 5.4%, 7.2% and 15.6% respectively.