The first point: avoid taking out a loan
I personally hate taking out a loan to buy a car. Many people think it is good to take out a loan to buy a car. Some people have no money and it is better to take out a loan to buy a car. Some people think that buying a car with a loan can use the remaining money in more places. In fact, the former may be struggling to repay the loan, and the latter may spend the money on eating and drinking. People who can really use money to make money actually have the capital to buy luxury cars long ago, instead of spending money on luxury cars. This is a delusion to get rich by saving money on loans. Of course, if you really don’t have money, even if you don’t have enough money to buy a car worth RMB 30,000 to RMB 50,000 in full, then you can only take out a loan. Again, there are more tricks to getting a loan than you think. Here is the simplest example: For example, if a loan can't bring more benefits to a 4S store, why would some stores encourage you to get a loan? Some stores don't support the full purchase of a car. Not to mention none, many people must have encountered this.
The second point: post-production costs
One of the problems in this design is niche models. In fact, I have always recommended that everyone buy best-selling cars, especially ones like Haval H6 and Baojun 510. Regarding car models, the less money you have, the more likely you are to buy a best-selling car. The reason is because you will find that you will save money in all aspects of using this type of car in the future, whether it is maintenance or repairs. Don't think that you are not short of money. Have you ever seen that some car models can only go to 4S shops to get ripped off when they are repaired? Because parts are not available in all auto parts stores outside; have you ever seen that some car models have to wait half a year for repairs? Because of the lack of spare parts, the manufacturer has to make them for you on the spot. See clearly, it is not ordering now, but making it now. Have you ever seen some models that can only be repaired at a 4S shop? Because the technician I bought from doesn’t know how to repair it, and I’m afraid it won’t be repairable. Therefore, if you are not particularly rich, you should not consider niche models, because you cannot afford them, and the time cost and car cost are really too high.
The third point: worry-free and durable
I remember a friend once bought a Japanese car. I asked him why? Because in my impression he is repulsive to this country, and everyone knows the reason. Later, he told me that his first car was a domestically produced SUV, but after the warranty came out, he had to go to the 4S shop at least twice a month, not for maintenance, but for repairs. Various minor problems really bothered him. Chilling.
The most fundamental reason for buying a Japanese car is that it is durable and worry-free. He does not care much about fuel consumption, but he is really afraid of repairing the car. He even joked that because that car, ordinary cars He can fix every little problem. I don’t know what everyone’s reaction is when they hear this statement. At least I am speechless. I can only say that today’s domestically produced cars are much better than those of the past. And for the poor, I suggest you choose the more economical one. Choose durable models, even domestically produced cars. Don’t consider some niche new cars, which are other people’s toys.