Student? It's very convenient if you are a college student. All schools have collective credit cards, but the credit limit is low, generally in 500 yuan. Information security and so on are provided by the school.

It doesn't matter if you're not a college student. Family members can apply for a supplementary card when applying for or owning a credit card, and the annual fee is halved without any information.

If you can, go to the neighboring relatives and friends company to open a certificate with a special financial seal, and then handle the card independently.