Is there an annual fee for Zheshang Bank Credit Card?

Cardholders who want to know whether there is an annual fee for their credit card can check through various channels, such as calling the bank customer service hotline. The bank customer service will tell them the annual fee of the credit card and also know the exemption. Policy; users can also bring their credit card to the bank counter to inquire, and they can also know.

When the annual fee of a credit card is reduced or reduced, it is generally exempted after a certain number of card swipes. If the number of credit card swipes does not meet the requirements, the annual fee of the credit card cannot be reduced or reduced; after the annual fee of the credit card is generated, it must be reported promptly. Return, cannot be returned after the due date, otherwise penalty interest will be incurred.

Users must repay the annual credit card fee in a timely manner. However, many banks have introduced a recharge policy. As long as the number of subsequent credit card swipes reaches the required number, the bank will refund the annual fee collected. It should be noted that late repayment of credit card annual fees will affect personal credit, and bad credit will affect the processing of various loans.

Credit cards must be repaid on time for daily use. If you cannot repay on time, you can use installment repayment or the minimum repayment amount, which will reduce the monthly repayment amount and avoid overdue payments. Repayment status. Later, when individuals have spare money, they can repay the loan in advance, thus reducing handling fees.

When using credit cards on a daily basis, you must measure your repayment ability. When your personal income is relatively high, you can safely use credit cards to make purchases; if your personal income is relatively small, you must use credit cards cautiously to avoid failure in the future. If you return it on time, you can borrow money from friends around you to repay it if you can't, so as to avoid overdue payment.

How about the Zheshang Bank credit card? I heard from my friend that this card seems to be bad. So I want to ask everyone.

Actually, I think this credit card is a good one among the ones I have used. When I first applied, I saw that the limit was only 10,000 and I wanted to give up. But after using it for a few months, I went to The balance was adjusted to 15,000 yuan. The most important benefit is that the installment interest is the lowest among major credit cards. It is similar to the installment interest of Bank of China. The interest of 10,000 yuan divided into 12 months is about 600. It is much lower than Ping An and Pufa.

What are the advantages of Bank of China Great Wall Zheshang Credit Card product?

Bank of China Great Wall Zhejiang Merchant Credit Card Product Advantages:

After paying the one-time annual fee for the Great Wall Zhejiang Merchant Credit Card, you can enjoy only interest and repayment penalty (ie. : Late payment fees), installment payment fees and other fees are exempted from cash withdrawal/deposit handling fees at local counters in different places, transfer in/out handling fees at local counters in different places, CDM deposit/ATM cash withdrawal handling fees in local remote places (including inter-bank), and local ATM cash withdrawal fees. /Internet banking transfer fee (including inter-bank), 400 telephone transfer transaction fee, purchase order review fee, loss report fee, card replacement/damage card/card replacement fee in advance, replacement statement fee, letter/ Expedited card processing fee.

Warm reminder: The preferential rights and interests will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.

If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.

The above content is for your reference, please refer to actual business regulations.

Is Zheshang Credit Card easy to use?

Zheshang Bank has just started its credit card business. It's not perfect yet. It took me 10 days to get the card, which was nearly 2 months slower. The credit limit is okay and the card application procedure is simple. Looks like Jack Ma’s bank

That’s it for the introduction of Zheshang Colorful Credit Card.