The standard of cash installment fee varies from bank to bank, and the cash installment fee of each bank will be adjusted from time to time. Matters needing attention in applying for cash installment refer to the following points:

1, most cash installments will occupy the credit card limit, so you must know clearly before applying;

2. When handling the cash installment business, the cardholder also needs to repay on time, otherwise it will not only pay a higher penalty interest, but also affect personal credit;

3. Banks have different regulations on cash installment business, so it is necessary for card friends to confirm with the bank in advance the arrival time, interest and whether to occupy the credit card limit;

4. At present, banks generally require that cash installment funds "can only be used for consumption, not for investment".

Cash installment of Ping An Credit Card means that the cardholder (only the main cardholder can apply) overdraws the credit line of Ping An Credit Card according to a certain proportion to repay the principal and a certain amount of handling fee in installments to meet his own consumption demand. Whether the application can be successful is evaluated by the system according to your comprehensive score of historical card use, repayment and external credit status. You can log in to Ping An Pocket Bank APP- Credit Card-More-Installment Loan for details and try to handle it.

Reminder: If you transfer cash to Ping An Debit Card account in installments, the funds you handle shall not be used in non-consumption areas (such as stocks, various investments and wealth management, real estate, etc.). ), inter-bank transfer with the same name or personal account transfer of the Bank (including my/others' personal account of the Bank) is not allowed.

Response time: 2021-12-21. Please refer to the latest business changes announced by Ping An Bank in official website.