The high-end and elegant card surface, the double-wall combination of magnetic stripe identification system and chip technology, and the classic black background and white fonts create a high-end and atmospheric feel. The pattern on the card surface is a global map, with white polka dots outlining the continents, which fully demonstrates the concept of all currencies. The design that combines the magnetic stripe identification system with chip technology adds charm to China Merchants Bank’s all-currency international credit card (VISA) cards. China Merchants Bank's all-currency international chip card is the first chip credit card in China that complies with international EMV standards and has VISA payWave function. It is characterized by not only having a traditional magnetic stripe identification system, but also using a highly integrated chip as an information carrier to facilitate Customers can successfully use credit cards to conduct transactions on various machines. The all-currency international chip card also has Visa payWave function. China Merchants Bank's all-currency international credit card (VISA) uses contact and contactless dual-interface chips. When using it, customers can insert the chip into a POS machine that can read the chip, or they can use the Visa payWave function in front of the proximity card reader. . What is Visa payWave? Visa payWave is a new credit card payment method that has the advantages of speed, convenience and security, bringing a better payment experience to cardholders. Relying on the chip on the all-currency international chip card, cardholders only need to touch the card in front of the inductive card reader at the cashier to complete the payment easily and safely. Free accident insurance when you purchase your own air ticket with a full-currency card.

Service fee: Permanent annual fee exemption, up to 50 days interest-free period

Enjoyable travel: No hindrance to foreign currency consumption, 0 foreign exchange exchange, and free accident insurance in all currencies of China Merchants Bank International credit card (VISA) is still the favorite among international travelers. Why? Spend in any foreign currency around the world with 0 foreign exchange fees. No matter when, where, or what foreign currency you use, foreign exchange fees will be waived when you use this card to make purchases or withdraw cash, making your consumption more convenient. Spend in any foreign currency around the world and repay in RMB. No matter where in the world you use this card to conduct foreign currency transactions, you can automatically purchase foreign exchange and deposit it into your account in RMB. You only need to easily repay in RMB, which saves you the tedious purchase of foreign exchange and makes traveling easier! High-value travel insurance is given as a gift. As long as you use the card to purchase your own air ticket in full or pay 80% or more of your own travel group fee, you do not need to go through any procedures or pay any fees. You can get free travel inconvenience insurance and aviation accident insurance up to 2 million yuan. , giving you the best value travel protection. Pay with confidence thanks to the global VISA network. You can enjoy high-quality credit card services provided by VISA, one of the world's largest card organizations, with 36 million authorized merchants in more than 200 countries and regions overseas.