1. Do you call your parents to confirm when you apply for a personal credit loan under the age of 2?

Generally speaking, applying for a credit card will ask you to fill in the emergency contact, which usually requires you to fill in the contact information of your immediate family. Many people are worried that the bank will call their relatives. However, according to the relevant regulations of the bank, the current credit card bank will not call the application bank.

Generally, banks don't call easily, and they only call when they can't contact themselves. However, when you apply for a credit card, you should not only fill in personal tight conditions, such as being over 18 years old, having your own job, stable income, good personal credit information, etc. If you meet these conditions, you can apply for a credit card.

Second, I don't have an online loan. Why did I call my parents and say that I borrowed money on their platform ...

Yes

Third, what should I do if I have to call my family after several days in loans overdue today?

The best way for loans overdue is to pay off its overdue part quickly. There is no shortcut, only paying back the money in a down-to-earth manner. Loans overdue has certain negative effects and needs to be treated with caution:

1.

2. generate high penalty interest and liquidated damages.

3. Causing a credit crisis and destroying credibility.

4. will be. The most representative adverse effect of loans overdue is its credit. Now it is the information age, and credit can be found everywhere. If you still have plans to borrow money in the later period, then there is really only one dead end if it is overdue. Don't listen to these nonsense that online loans can't get credit information, and it doesn't matter. Although the current online loans are not credit information, they are all online loans for big data. All personal online loans will be connected to the online loan big data report. You can pull out personal online loan details and credit reports in WeChat official account such as Chalk Technology. Now online lending big data is the reference range of many banks and lending institutions, so don't make mistakes. The best way to pay back the money is overdue: 1. Confess to your family and ask your friends and friends to borrow money by borrowing money. 2. Make your own debt list and make a repayment plan. 3. Open source and reduce expenditure (increase income and rational consumption). 4. Adjust the mentality, remain optimistic and actively respond to overdue. Whatever the reason, don't be overdue, let alone think about how to avoid debt. Overdue will only bring endless troubles to yourself, but don't be nervous. As long as the overdue is paid off, credit can still be raised.

fourth, why do you call your parents for personal loans?

Generally, this will not happen. It may be that you are overdue and your personal phone can't get through, so you will contact the emergency contact. It may be that when you fill in the phone number, you fill in your parents' phone number, so when you make a loan and you are overdue or default, the platform will contact the previously registered phone number, that is, your parents. If your online loan is overdue, the platform can call your emergency contact according to the previous contract. After all, if the online loan is overdue, it is linked to your credit investigation. Once the credit investigation is made, it will be very big for your personal influence, so they will contact your emergency contact in time. This is also a measure to ensure your rights and interests. If everyone can't get in touch, there will definitely be problems with your credit information.