Hello, our bank’s credit card *** has two passwords, namely the inquiry password and the transaction password.

1. Query password: the password used when calling our bank’s customer service hotline, logging in to online banking, and making online payments at home and abroad;

2. Transaction password: corresponds to the card swiping password and pre-payment password respectively. There are two functions of borrowing cash. These two functions need to be activated separately. After activation, you will use the transaction password when swiping your card for consumption or borrowing cash in advance.

① Card swiping password function: refers to the function of verifying the password when swiping the card. Currently applicable to physical card-passing transactions on domestic and overseas UnionPay lines, excluding non-card-passing transactions, such as card pressing transactions, manual authorization transactions, telephone booking of air tickets, etc.;

②Cash advance function: applicable to ATMs Check your credit card limit, withdraw cash from an ATM machine or bank counter. Warm reminder: There will be corresponding handling fees and interest when you withdraw cash.

If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" For consultation, thank you for your attention and support to China Merchants Bank!