In fact, cash advance borrowed by CITIC Bank is similar to cash withdrawal by credit card, and all cash is withdrawn within the credit card withdrawal limit, but cash advance is handled through the Internet. Below, let's briefly introduce how to borrow cash in advance from CITIC Bank. 1. How can I borrow cash in advance from CITIC Bank? There are many ways for CITIC Bank to handle cash advance. You can log in to the credit card in official website, or you can follow CITIC Credit Card on WeChat in WeChat official account. The second method is introduced here. After paying attention to WeChat official account, directly enter "advance cash" in the dialog box, and the tweet of "take it as you need it, and cash will arrive" will be automatically pushed. Click in to see the relevant introduction of cash advance, and then click "Read the original" to handle "online cash withdrawal". However, there is a prompt on the online cash withdrawal page. Due to the system upgrade, the advance cash business has been suspended from the network, so we can only go to the ATM of CITIC Bank for self-service cash withdrawal.
2. Precautions for cash advance by CITIC Bank: As mentioned above, cash withdrawal by ATM is similar to cash advance, the only difference is that the method is different, and the handling fee and interest involved are the same. The daily interest rate is five ten thousandths, and the domestic cash withdrawal fee is charged at 2% of the cash withdrawal amount, generally around 2 yuan, and 3% of the cash withdrawal amount overseas, with the minimum standard of US$ 5, HK$ 3 or Euro3. However, it should be noted that no matter whether you borrow cash in advance or withdraw cash, you will no longer enjoy the minimum repayment amount from August 25, and the money overdrawn in the current month will be included in the minimum repayment amount of the credit card, that is to say, if you withdraw cash in the current month, you must make a one-time repayment next month, otherwise you will incur penalty interest and liquidated damages, which will also affect your credit.