There are five kinds of loan products for you to choose from when you borrow money from iQiyi, namely: rich flowers, comfortable flowers, little dots, countdown wallets and smart loans. Qianhua is a loan product owned by Baidu, with a loan amount of 200,000 yuan. As one of the three major Internet companies in China, Baidu's loan products are relatively reliable. Yihua Loan is a loan product of a well-known consumer finance company, with a maximum loan amount of 50,000 yuan. Immediate finance has a consumer finance license issued by the China Banking Regulatory Commission and is subject to strict supervision and management. Therefore, the comfortable flowers in iQiyi are also more reliable. Bit by bit, the loan products in iQiyi are products with deep strategic cooperation with Zhongan Insurance, and the maximum loan amount can reach 50,000 yuan. It is more reliable to rely on Zhongan insurance. Countdown wallet is a loan that can only be handled by credit card, with a maximum amount of 50 thousand yuan. Countdown wallet has no prominent money background, and its reliability will naturally be inferior. Youzhi loan is a loan product with high pass rate and long loan term, but its reliability is low. Some friends have borrowed it from Youzhi on the Internet.