Bank of Communications credit card products are all named "Pacific". Common Bank of Communications credit card varieties include: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Pacific Liuxiang VISA Credit Card, Bank of Communications Pacific Walmart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Pacific Airlines Secretary Card, Bank of Communications Hong Kong New World Department Store Credit Card and Pacific Business Card. Advantages of Bank of Communications credit cards: 1. The interest-free repayment period of Bank of Communications credit cards is currently the longest among domestic banks, 56 days.

2. "Spend what you want", an interest-free installment plan that is not limited to merchants and products. (Can be freely divided into 3, 6, 9, 12, 18, 24 months)

3. The cash withdrawal limit is 50% of the credit limit, and the Y-POWER card is up to 100%, which is unique among all credit cards currently. (Cash withdrawals can be included in the minimum repayment amount)

4. All Bank of Communications card types are directly exempt from annual fees in the first year, and swiping the card 6 times (no limit on amount) is exempt from annual fees in the following year.

5. Free consumption SMS reminder function.

6. There are no household registration restrictions for applicants

7. Bank of Communications’ credit card business cooperates with the world-renowned HSBC Bank. Card holders can enjoy Homeamp covering 40 countries and regions overseas; AwayHSBC’s special merchant offers.