With the further popularity of credit cards, many people love and hate them. I like credit cards because they are really convenient to use and can solve urgent needs when necessary. What I hate is that once you develop a habit, you will become a "card slave" unknowingly. It is easy to spend money lavishly, and your monthly salary will be over. Become a bill. However, these advantages of credit cards cannot be ignored.

1. Improve personal credit scores

With the continuous development and improvement of the Internet and financial system, the importance of personal credit scores has become increasingly prominent. Whether you are buying a house or a car, starting a business, or even enrolling your children in school, good personal credit will bring you great convenience. Frequent use of credit cards and repayments on time can help cardholders improve their credit scores.

2. Enjoy a variety of preferential treatments

Currently, major banks have launched a series of preferential activities for credit card users. Its content includes all aspects of life such as food, clothing, housing, transportation, entertainment, and shopping. Cautious friends will find that in many consumption places, credit card holders can enjoy more discounts than ordinary customers. Every time you swipe your card for consumption, you will earn points. The accumulated points can also be redeemed for a variety of gifts and specific rights.