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Do you need a guarantor for credit cards now?
Credit card processing does not require a guarantor.

Credit card processing conditions:

To apply for a credit card, you need to be at least 18 years old and have a stable income or other financial proof.

Apply for a credit card.

Credit card processing conditions:

At least 18 years old;

Need my second-generation ID card;

A work certificate and income certificate stamped with the financial seal of the unit;

No bad credit record;

Other financial certificates, such as real estate, cars, stocks, bonds, etc.

Credit card application process:

Fill in the application form;

Information of the bank itself and a copy of the information;

The bank sends it to the credit card center;

The credit card center conducts audit, business card printing and card issuance;

After getting the card, I opened the card and waited for the password letter.

A guarantor is a guarantor. The Guarantee Law stipulates that the third party and the creditor agree that when the debtor fails to perform the debt, the guarantor shall perform the debt or bear the responsibility according to the agreement. The third party here is the guarantor, including legal persons, other organizations or citizens who have the ability to pay off debts on their behalf, and the creditors here are both creditors of the principal debt.