What is the annual fee for China Merchants Bank Diamond Credit Card?
The annual fee charging standards for diamond credit cards are: the annual fee for the main card is 3,600 yuan/year, and the annual fee for the supplementary card is 1,800 yuan/year. Each household is limited to applying for 2 supplementary cards.
The China Merchants Bank Credit Card Center adopts nationwide centralized operations and is the first credit card center in China that operates independently in full compliance with international standards, truly realizing integrated and professional credit card services. While refreshing credit card records one by one, China Merchants Bank Credit Card adheres to the service concept and innovative spirit of "changing because of you", actively explores the market, expands market alliances, and deepens market segmentation. The functions and services of credit cards are increasingly enriched and improved. It is China's One of the most innovative joint-stock commercial banks.
Since the launch of the credit card business at the end of 2002, it was the first to launch the "swipe the card to buy air tickets and get free flight insurance worth millions", the first to launch the "overseas consumption, repayment in RMB" business, and led the industry in launching interest-free credit card services. Installment payment business, and was the first in the industry to launch innovative functional measures such as "SMS transaction reminder" and "Lost Card Protection".
In addition, the country’s first permanent points validity system and international 24-hour roadside assistance service have gradually become the service standards of the domestic credit card industry. In terms of product and service innovation, China Merchants Bank Credit Card has created more than a hundred new products and services, adheres to the promotion of cross-industry cooperation model, and has successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption industries to provide cardholders with Provide products and functional services in a dual sense.
What is the China Merchants Bank Diamond Card?
The Diamond Card is issued to customers who meet the standards. It is a high-end brand of China Merchants Bank all-in-one card and credit card. Become a diamond VIP customer and receive diamond-level VIP benefits: domestic VIP boarding services; exclusive health and medical services; golf driving range services; diamond customer service hotline; exclusive financial products and professional financial advice.
For the China Merchants Bank Diamond Card, you can apply for an all-in-one card or a credit card. You can choose according to your needs. The all-in-one card is a debit card, that is, a savings card, where you deposit money first and then spend; the credit card is a credit card, which can be overdrafted, and you spend first and then pay back
1. Exclusive benefits of China Merchants Bank Diamond Credit Card:
1. 25,000 points first-time gift. Within 3 months after the main card is issued, you can get a 25,000-point first-time gift for any purchase, and enjoy colorful gifts. Points can be redeemed at "300 Selected Hotels" 4 times a year. "VIP room and night rights include parent-child theme park hotels: Hong Kong Disneyland Hotel, Guangzhou Chimelong Wine, children's economy class air tickets are free of charge, 4 direct domestic routes throughout the year, and children's economy class air tickets are free of charge
Aviation insurance up to RMB 15 million, aviation accident insurance and travel inconvenience insurance of RMB 4,000
2. Children’s dental rights and interests
Free children’s oral fluoride application twice a year, rights up to 4 Each time (50 yuan and 99 points) can be redeemed for a single pit and fissure sealing service;
3. Airport VIP lounges
Unlimited boarding privileges at hundreds of airport VIP lounges throughout the year. You can bring one guest for free at a time
4, point redemption
① You can use 1,600 points to redeem one driving range service fee
② You can use 7 , 000 points can be exchanged for a health examination at a well-known medical institution
③3,000 points can be exchanged for an oral care service
5. Visa expedited service
Free expedited service for British personal visas in Beijing, Shanghai and Guangzhou
Second, what is the difference between Golden Sunflower and Diamond Cards?
1. Judging from the current situation, China Merchants Bank has a wide range of debit cards, which can be divided into regular cards, gold cards, golden sunflower cards, diamond cards, etc. according to levels. The Diamond Card is one level higher than the Golden Sunflower, and you can enjoy more benefits than the Golden Sunflower.
2. Golden Sunflower is actually the first financial platinum card launched by China Merchants Bank in the Asia-Pacific region. It can enjoy VIP boarding at national airports, free 800 hotline services, global consumer cash withdrawals, overseas emergency rescue services, and individual independence. Choose, one-to-one" financial advisory and other services.
In addition, the Golden Sunflower Card does not require annual fees, but when the account assets do not meet the standard (the average daily assets do not reach 500,000), you need to pay a management fee. Normally, the account management fee for the Golden Sunflower Card is 150 yuan/month/card.
3. The China Merchants Bank Diamond Card can not only apply for an all-in-one card, but also a credit card. Users can choose according to their actual needs. The all-in-one card is a debit card, that is, a savings card, where you deposit money first and then spend money; a credit card is a credit card, which allows overdraft, and you spend money first and then repay the money.
What are the conditions for applying for China Merchants Bank Diamond Credit Card?
The most valuable selling point for high-end credit cards like Diamond Credit is value-added services. Looking at the value-added functions of high-end credit cards, most of them focus on exclusive services for business travel, such as airport VIP rooms, aviation insurance, hotel services, free golf, roadside assistance, medical services, etc. So what are the conditions for applying for a China Merchants Bank Diamond Credit Card?
1. VIP customers of China Merchants Bank, with average daily assets of more than 500,000 within 3 months.
2. Have a mortgage loan of more than 2 million yuan or a monthly payment of 8,000 yuan from China Merchants Bank; a car loan of more than 200,000 yuan or a monthly payment of more than 4,000 yuan.
3. China Merchants Bank distributes wages on behalf of employees. The average monthly salary in the past three months is more than 18,000.
4. General manager level or above of enterprises and institutions. Different industries have different job requirements.
5. Employees of China Merchants Bank, department manager level or above at the head office of China Merchants Bank, assistant to branch president or above.
The above is an introduction to the application conditions for China Merchants Bank Diamond Credit Card. I hope it can give you some reference.
What are the requirements for the China Merchants Bank Diamond Card?
The conditions for applying for the China Merchants Bank Diamond Credit Card are (3 of them are enough):
1. Be at least 18 years old. Have full capacity for civil conduct.
2. The applicant’s assets under his name in the past three months are no less than 500,000 yuan.
3. Have a house with a mortgage of more than 2 million yuan or a monthly payment of 8,000 yuan in China Merchants Bank.
4. Have a China Merchants Bank car loan with a monthly payment of more than 200,000 yuan or more than 4,000 yuan.
5. The unit where you work will issue wages on behalf of China Merchants Bank, with a monthly salary of not less than 18,000 yuan.
6. The job position is at the general manager level or above of an enterprise or institution.
Diamond Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions. UnionPay cards are subdivided into four categories: ordinary cards, gold cards, platinum cards and diamond cards based on card levels and service benefits.
Diamond card is the highest level of credit card. Many banks will launch diamond credit card, but there are definitely very few people who can apply for it. Generally speaking, only customers whose monthly average financial assets exceed RMB 5 million for several consecutive months have the opportunity to apply for a diamond card. After the application is received, the handling fees required for various ordinary credit cards are waived for the Diamond Card.
The maximum limit of a diamond card can reach 5 million yuan. The diamond cards of various banks have a lot of supporting services, including a lot of free insurance, and certain discounts for flying and staying in hotels.
UnionPay card is a bank card jointly launched by China UnionPay and commercial banks and other institutions. It starts with 62 and has the UnionPay logo on the card surface. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are also usually called single-logo UnionPay cards.
Like other UnionPay cards, the UnionPay Diamond Card starts with 62 and has the UnionPay logo on the card face. The target customer group is social elites and/or professional elites. The "Diamond Card" product name in English or in English and in common local characters should be printed in the card issuer identification area on the front of the card, or the "Diamond" Diamond Card product identification pattern uniformly designed by UnionPay should be used on the card surface. Usually black and metallic/pearlescent black are used as the base color of the card surface.
A credit card, also known as a credit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back.
Consumers holding credit cards can shop or spend money in specialized business service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.
Credit cards as stipulated in relevant Chinese laws refer to electronic payment cards issued by commercial banks or other financial institutions. It has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
This is the end of the introduction about China Merchants Diamond Credit Card and how to waive the annual fee of China Merchants Diamond Credit Card. I wonder if you found the information you need?