Yes;

I suggest you choose formal channels, such as safe and reliable banking channels;

If the application amount is less than 50,000 yuan, you can log in to our mobile banking first, click My-All-Loan-I want to borrow money to try to apply through this interface, or apply for a loan through a credit card; Log in to Pocket Life, click Card Finance-Reserve Fund-Apply Now below, and try to apply for reserve fund here, depending on the audit results.

2. Can China Bank APP lend money?

China Bank APP cannot apply for a loan, so it must bring relevant materials to the bank to apply for a loan. The lender must meet the following loan conditions: 1, 18 years old, and the sum of age and loan term cannot be greater than 65 years old; 2. Have full capacity for civil conduct; 3. Must be a China citizen living in People's Republic of China (PRC) (China); 4. Have a fixed residence and a stable source of income; 5. Personal credit record is good and there is no credit stain; 6. Mortgagable property needs to be mortgaged to the bank or guarantor. There are also differences between loan risk and high-risk loans. Risk loans actually have two meanings: one refers to non-performing loans, that is, abnormal loans or problem loans, and it is difficult or even impossible to recover the loan principal and interest; the other refers to high-risk loans, such as science and technology loans, where the recovery of the loan principal and interest has great uncertainty, and lenders may gain greater benefits while taking on greater loan risks. Loan risk and credit risk are two concepts that are both related and different. Credit risk exists in all credit activities, not only in bank credit, but also in national credit, commercial credit, consumer credit and private credit. For lenders, credit risk is the most important one, but besides credit risk, there are interest rate risk, liquidity risk and inflation risk. Non-repayment of loans means that after taking all possible legal measures and all necessary legal procedures, the principal and interest of commercial banks cannot be recovered or only a small part can be recovered. Most of the loans are related loans, mandatory government grants or illegal lending by staff. It is the most serious non-performing loan, and it is often a loan that is destined to be bad when the bank allocates funds, so it should be resolute and decisive. Operating environment: brand: APPle 12 system version: ios 14 China bank app, version 7.2.3.

3. Can the loan cheated on China Bank app be repaid without interest?

You can't repay the loan without interest if you are cheated on the China Bank app.

According to the relevant interest inquiry, both parties have signed a contract when it occurs, and the loan term and the amount to be repaid each month are stated in the contract, which needs to be repaid according to the contents signed in the contract.

"China Bank Mobile Banking" is a brand-new mobile phone terminal for individual customers, with five channels of "family, investment, life, communication and mine", which is more flat, simple and fashionable in design; Provide three special areas of "asset management, cross-border finance and consumer finance" to effectively complete users, scenarios and services.

4. Can China Bank's national student loan be repaid in one lump sum through mobile banking?

The Bank of China should allow eligible students to repay their loans in advance.

For the part of the loan repaid in advance, the handling bank shall charge interest according to the actual term of the loan, and shall not charge any other fees except the interest payable. The handling bank agrees to repay the loan in advance, and the borrowing students are not allowed to make any further demands. Borrowing students can apply for prepayment in the online banking and mobile banking channels of Bank of China without the approval of Bank of China after the online banking and mobile banking of Bank of China are opened. Due to the differences in business in individual regions, please consult the acceptance outlets or transfer to manual service for details. If in doubt, please continue to consult the online customer service of Bank of China. If you have other business needs, please download the mobile banking APP of Bank of China or follow "Bank of China Micro-Banking" on WeChat to continue consulting and handle related business.