How long does it take to apply for a virtual credit card?
Virtual credit card has no physical card, because there is no business card printing and card issuing link, and the application time is very short, especially online application. For non-white households, the card results can be issued as soon as 5 minutes after submitting the application, and the bank will also send a text message to inform them.
If the online application needs to go to the bank outlet for face-to-face signing after the card is successfully applied, friends who want to use the card quickly can go to face-to-face signing on the same day. After the interview is successful, the bank will send the virtual card number, expiration date, security code and other information to the mobile phone number reserved by the cardholder when handling the card. The interview failed and the application was invalid.
How to use the virtual credit card after application?
1. Consumption: on the third-party payment platforms such as WeChat, JD.COM and Alipay, enter the virtual card related information to bind the card, and then shop online, or use the smart phone China UnionPay Express, scan code payment, etc., and any scene that supports credit card payment can be used.
2. Cash withdrawal: bind the card to the issuing bank's mobile banking, and withdraw cash at any ATM without card withdrawal or code scanning at the bank's outlets.
3. Repayment: After use, it needs to be repaid on the last repayment date. You can't pay back in cash by inserting a card directly into ATM, but you can pay back online or by transfer through mobile banking and third-party payment platforms. It is best to choose free repayment method.
The above is the introduction of "How long does it take to apply for a virtual credit card". I hope it helps you.