When I buy a second-hand house, I will pay a deposit of 1W before I pay 69W. Will the agent check my credit card when I pay 69W? The credit card still owes 2W. Of course, 7W is cash.
the intermediary will not check your credit card; But if you get a loan, the bank will definitely check it. Some strict banks will not lend it to you if you have a bad credit record, but you can pay back the debt and issue a non-malicious certificate at the bank. But some loose banks will lend you money as long as there is a mortgage.