Ping An Credit Card only supports RMB and US dollars, but you can use it in various countries and regions around the world. The exchange rate standards for consumption are as follows:

1. Use China UnionPay Channels:

Credit card domestic and overseas consumption is settled in RMB, subject to the exchange rate of the card organization when the merchant requests payment;

2. Use international card organizations (VISA, MasterCard, JCB) Channel:

Credit card domestic and overseas purchases are settled in U.S. dollars, subject to the exchange rate of the card organization when the merchant requests payment.

Note: If you use international card organization channels, there is no currency conversion fee for overseas U.S. dollar transactions. Overseas non-U.S. dollar transactions (Euros, British pounds) will be charged a currency conversion fee of 1.5% of the transaction amount (to collect cross-border procedures). fee, 1.5% of the transaction amount); in Hong Kong, Macao, Taiwan and other countries and regions covered by China UnionPay, the cardholder can declare to the merchant when swiping the card for the transaction

Response time: 2020-08-20, latest For business changes, please refer to the official website of Ping An Bank.

[Ping An Car Owner Loan] You can get a loan with a car, up to 500,000

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