It’s better to use a credit card.

1. No need to store value: When using a credit card to pay ETC fees, there is no need to store funds in the card in advance. Debit cards require funds to be loaded into the card before they can be used. It is more convenient to use a credit card to pay ETC fees. There is no need for additional steps to store value, and you can pay directly using your credit limit.

2. Points feedback: You can get consumption points by paying ETC fees with a credit card. Every purchase made with a credit card can accumulate points, which can later be redeemed for various gifts or other benefits. Debit cards cannot earn additional rewards or points after deducting fees. Using a credit card to pay ETC fees can enjoy the dual advantages of payment convenience and points rewards.