There are points in supermarket consumption, but some businesses like buying a house and a car don't. In fact, there is a simple way, just look at the merchant number of the POS consumption receipt. Banks have clear regulations on the coding of POS merchant numbers, and only merchants who enjoy points have points, so the specific rules will not be mentioned.
Why are there no points for credit card spending in some supermarkets?
Generally, most merchants can't get points by brushing convenience stores, because convenience stores themselves are small profits. Moreover, small convenience stores are generally private enterprises run by bosses and are high-risk places for cashing out. You always go directly to the convenience store, because the convenience store owner will charge you a handling fee, and then withdraw tens of thousands of dollars in the convenience store 1 card, and then the boss will charge you dozens of handling fees. In this way, the bank did not receive the handling fee. Large supermarkets employ employees, and the cashier at the front desk can't give you personal cash, because the money received directly arrives in the account, and the cashier has no right to take out the money there. How much money you borrowed is how much you spent, and every payment is recorded. Unlike convenience stores, the boss is an employee who bought the store himself. The boss takes out the cash limit from the account and then receives it. Therefore, in order to reduce the number of merchants who brush convenience stores, lifestyles and wholesale, and those who brush points, it is necessary to brush more large supermarkets, hotels, restaurants, bars and some entertainment types. Of course, some of these businesses may handle some low-rate machines in order to reduce the payment fee, but this situation is relatively rare. If you encounter, you can report it.
Huaxia credit card (debit card) supermarket has no points?
Huaxia credit card (debit card) supermarket has points. Huaxia Bank credit card (debit card) points accumulation rules are:
1. Use Huaxia credit card (debit card) to conduct qualified consumer transactions, with the transaction score of RMB 1 yuan 1 minute and USD 1 minute of 7 points;
2. The cumulative limit of trading points for each customer is 500,000 points per month, and the reward points are not controlled by the cumulative limit of trading points;
3. Huaxia credit card (debit card) holders can accumulate points by swiping their cards (credit cards) or by mail order.
Do you get points for shopping in the supermarket by swiping China Merchants Bank credit card?
We don't judge whether you can earn points according to what merchants you trade or what you buy. We do verification according to the type of account registration, so we can't estimate the type of merchants you trade for you before you trade. I suggest you check with the merchant, or we'll check it for you after the merchant checks out. According to the points rules of China Merchants Bank, points are not calculated for some items: 1, annual credit card fee, revolving credit interest, expenses and interest of cash advance, expenses arising from overdue repayment (such as liquidated damages, interest, etc.), and other expenses agreed in the credit card collection contract of China Merchants Bank; 2. Related expenses withheld and remitted; 3. Including but not limited to the consumption of low-rate and zero-rate merchants such as real estate, automobile sales, wholesale, public hospitals, public schools, government, finance (insurance, investment), charity, residents' services and non-profit social services; 4. Other projects designated by China Merchants Bank.
So much for the introduction of credit cards in supermarkets.